Triangle Families Know How to Have Summer Fun!
by Kathryn Dunkle, Client Coordinator for Buyers Advantage Group Realty
Children grow up too fast! It seems like just yesterday I was in the kitchen mixing batches of bubble solution and making our own play dough. Summers were full of long, lazy days swimming at the pool, catching fireflies and counting stars. My kids are grown and don’t look to me anymore to fill their days with fun things to do, but I get to keep my pulse on what active families are doing in the Triangle these days through my grandchildren.
We are fortunate that each community in the area has its own parks and recreation department. In my experience, they are well run and offer great opportunities for kids to try new things and meet new friends. Among other things, one of the common threads between us- whether you live in Cary or Rolesville, Wake Forest or Garner; whether you’re from Wake, Durham, Orange, Chatham, Johnston or Harnett County- is we love to play! And if you’ve got kids, you will need a steady stream of fresh ideas.
Summer 2008 makes it official debut in less than three weeks. If you haven’t made plans yet to keep your kids happy, healthy and active this summer-don’t worry. There are many opportunities in our area to do just that. Two popular resources for long time residents and newcomers alike can be found through Wake County Public School System and Carolina Parent Magazine.
Summershine 2008 is Wake County Public School System’s catalog of area programs that offer countless opportunities for enriching child care-before and after school care as well as care during school breaks. In Summershine 2008, you will find information on camps, clinics, arts and sports activities. Whether your child is interested in athletics, academics, the arts, or all three, you are sure to find programs to nurture his interest.
Another FREE, popular resource area parents have relied on for years is the Ultimate Family Resource Guide published annually in June by Carolina Parent Magazine. Abounding with information about local activities, schools, health care, shopping, enrichment opportunities, child care, safety, family life and more, the UFRG is the Who, What, Where, When, Why and How guide that area families can go to when looking for new things to do with children. If you would like your own copy of the guide, call me at 919.573.6150 and I will be hapy to put one in the mail to you.
I hope the ideas you find in these two resources lead to many happy memories of long, lazy summer days!
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The Citizen Advisory Councils (aka: CACs) were formed in 1973 to give citizens a voice in city government, to educate citizens about city government and to serve as advisory groups to the city council. There are 18 CACs geographically located throughout Raleigh. The CACs review issues of interest to their own community or neighborhood and express concerns to the City Council. The Raleigh Citizen Advisory Council (RCAC) is the overall body made up of the officers of each of the 18 community or neighborhood CACs. By virtue of their residency, every Raleigh citizen is a member of the CAC in their neighborhood or community.
The other day I came across an interesting list in
Have you ever wondered why mortgage rates go up and down with the state of the economy, but credit card rates always tend to stay very high? Mortgage rates are tied to a tangible asset- your house. Lenders can loan money and provide a better interest rate because their risk is low. The money they are lending is tied to your house. If you ever stop making payments, they can recoup their money by selling your house. Inversely, the money loaned on credit cards is not tied to any tangible asset. Credit card issuers loan you money on your “good faith” promise to pay the money back. Although they can make your credit score look bad if you refuse to pay them, they cannot get their money back. Therefore, the risk that the credit card issuers take must be built into the rate they offer to consumers. This risk is why credit card rates are higher, and tend to stay high, even when other short-term rates drop.
Given the relationship described above, we now need to understand what causes movement in the 10-year Treasury yield. Whenever the economic outlook for our country is unfavorable, many investors place their money in safer investments such as the 10-year Treasury bond. This investing drives the prices of the bond up and the yield of the bond down. Therefore, when the economic outlook is unfavorable, mortgage rates tend to fall because of this relationship. Similarly, when the outlook for our country’s economy is favorable, investors look for more aggressive investments, typically not 10-year Treasury bonds. With this type of investing, the price of the bond starts to fall and the yield on the bond starts to rise. Therefore, when the outlook for the economy is more favorable, 30-year fixed mortgage rates tend to rise.




